How we make money

Last updated October 12, 2026

CreditLab is free for you to use. To keep it that way, we may earn a commission when you click a link to a partner’s product and are approved for it. These links are marked as sponsored.

What compensation can affect

Compensation may influence which products we feature and where they appear on a page, for example which cards appear in a “cards worth a look” section.

What compensation never affects

• The fees, rates and terms we display. Those come from the issuer’s published terms.
• Fact-based lists. A card only appears in “no annual fee” if its annual fee is $0.
• Our methodology, which is the same for partners and non-partners.

We don’t list everything

We track a large and growing share of Canadian products, but not every product on the market. Always confirm rates and fees with the issuer before applying.

Questions about how we compare products? Read our methodology.