// ISSUER
RBC
We compare 13 credit cards, 7 chequing accounts and 3 savings accounts from RBC.
Updated October 2026
RBC credit cards
2% on grocery store purchases
- No annual fee
- 2% cash back on the first $6,000 of groceries each year
- Redeem cash back any time once you have $25
1.5x on groceries
- No annual fee
- 1.5x on groceries, gas, transit, rideshare and streaming
- Welcome points awarded on approval
1.5x on WestJet flights, WestJet Vacations & Sunwing Vacations
- Low $39 annual fee
- Annual round-trip companion voucher from $199
- Voucher renews with just $2,500 of spending a year
3x on groceries
- 3x Avion points on groceries, gas, dining, transit and streaming
- Just $4 a month, rebated for eligible students and young adults
- Up to 14,000 Avion points awarded on approval
1.5% on all purchases
- Flat 1.5% cash back with no categories to track
- Mastercard Travel Pass access to 1,300+ airport lounges
- 12 months of complimentary DoorDash DashPass
1x on all Purchases
- 1 Avion point per dollar on every purchase
- No bonus categories to track
- Keeps company purchases separate from personal cards
1.25x on travel
- Transfer Avion points to airline partners, including Avios and Aeroplan
- Book any airline with no blackouts
- Up to 55,000 Avion points as a welcome offer
1x on all Purchases
- 1 Avion point per dollar on every purchase
- Earns Avion points, like RBC’s ION and Avion Visa Infinite cards
- No bonus categories to track
2x on travel & Gas & Groceries & Transit
- 2 points per dollar on travel, gas, groceries and transit
- 1.5 points per dollar on everything else
- Free checked bag benefit
3x on British Airways
- 3 points per dollar on British Airways purchases
- 2 points per dollar on dining
- Issued on the Visa network, which is widely accepted at home and abroad
1.25x on all Purchases
- Flat 1.25 points per dollar on all purchases
- No bonus categories to track or plan around
- Earns 25% more points per dollar than a 1x card
6x on WestJet flights
- Up to 6 WestJet points per dollar on WestJet flights
- Instant WestJet Rewards Silver status
- Two free checked bags for you and up to 8 guests
1.25x on all Purchases
- Flat 1.25 points per dollar on all purchases
- Airport lounge access
- No bonus categories to track
RBC chequing accounts
| ACCOUNT | PER YEAR | PER MONTH |
|---|---|---|
| RBC Current Banking PackageRBC | $48 | $4.00 |
| RBC Digital Choice Business Account PackageRBC | $72 | $6.00 |
| RBC Flex Choice Business Account PackageRBC | $84 | $7.00 |
| RBC Advantage Banking PackageRBC | $156 | $13.00 |
| RBC VIP Banking PackageRBC | $360 | $30.00 |
| RBC Ultimate Business Account PackageRBC | $1,200 | $100.00 |
| RBC Signature No Limit Banking AccountRBC | Check issuer | Check issuer |
RBC savings accounts
| ACCOUNT | PER YEAR | PER MONTH |
|---|---|---|
| RBC Day to Day SavingsRBC | $0 | $0 |
| RBC High Interest eSavings AccountRBC | $0 | $0 |
| RBC US High Interest eSavings AccountRBC | $36 | $3.00 |
Questions
What does RBC offer?
We compare 13 credit cards, 7 chequing accounts and 3 savings accounts from RBC. Each product links to a full breakdown of its fees and features.
Does RBC have a credit card with no annual fee?
Yes. 2 RBC cards have no annual fee: RBC Cash Back Mastercard, RBC ION Visa.
CreditLab is independent and not affiliated with RBC. Compare other issuers.