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Chequing accounts for students and youth

We compare 5 chequing accounts for students and youth from 5 Canadian issuers. Annual fees range from $0 to $300. Sorted lowest annual fee first.

Updated October 2026

Chequing accounts for students and youth compared

Student and youth accounts usually waive the monthly fee while you’re in school or under a certain age. Check when the discount ends and what the account converts to afterward.

Questions

How many chequing accounts for students and youth does CreditLab compare?

We compare 5 chequing accounts in this category from 5 issuers, with fees from $0 to $300 a year. Each one links to a full breakdown of its fees, rates and features.

Are there students options with no annual fee?

Yes. 4 of them have no annual fee, including the BMO Performance Student Chequing Account, CIBC Smart for Students, Desjardins Youth Everyday Account.

Fees and rates come from each issuer’s published terms. Always confirm with the issuer before applying. See our methodology.