Visa credit cards
We compare 49 Visa credit cards from 11 Canadian issuers. Annual fees range from $0 to $599. Sorted lowest annual fee first.
Updated October 2026
Visa credit cards compared
Visa is accepted almost everywhere in Canada and abroad. These are the Visa cards we track, from no-fee cash back cards to premium travel cards.
2.5x on recurring bill payments
- No annual fee
- 5 points per $2 on groceries, dining, takeout and recurring bills
- Up to 5,000 bonus points a year for paying on time and redeeming
1x on gas & EV charging
- No annual fee to collect Aeroplan points
- 1 point per dollar on gas, groceries and Air Canada purchases
- Preferred pricing on Aeroplan flight rewards
1x on gas & EV charging
- No annual fee
- 1 point per dollar on gas, groceries and drug stores
- Points redeem for flights on any airline, hotels and more
1x on gas & EV charging
- No annual fee and no minimum income requirement
- Up to 12,500 Aventura points as a welcome bonus
- Free SPC+ membership with discounts at 450+ brands
2% on groceries
- 2% cash back on groceries with no annual fee
- No cap on total cash back; redeem from $10 anytime
- Up to 10 cents a litre off gas with Journie Rewards
2% on groceries
- No annual fee and no minimum income requirement
- 2% cash back on groceries
- Welcome offer of up to $125 cash back
1% on all eligible purchases
- No annual fee and no foreign transaction fee
- 1% cash back on eligible purchases, with no cap
- Works with Apple Pay, Google Pay and Samsung Pay
19.99% purchase interest rate
- No annual fee on the standard version
- Reports to the Canadian credit bureaus
- Open to applicants with poor or no credit history
1.5x on groceries
- No annual fee
- 1.5x on groceries, gas, transit, rideshare and streaming
- Welcome points awarded on approval
1% on groceries
- 5% cash back on up to $2,000 of purchases in the first 3 months
- 0.99% introductory balance transfer rate for 9 months
- No annual fee
2x on groceries (Sobeys group)
- No annual fee
- 2x Scene+ points at Sobeys-group grocers
- 2x on entertainment and dining
4% on restaurants, bars & coffee shops
- 4% cash back at restaurants, bars and coffee shops
- 1.5% on gas, EV charging, groceries and recurring bills
- Purchase security and extended warranty coverage
1% on groceries
- No annual fee, and no minimum income to qualify
- Redeem cash back toward your balance at any time
- At least 10% off Avis and Budget rentals in Canada and the US
4x on Expedia For TD bookings
- 3x points on groceries, dining and public transit
- 4x on travel booked through Expedia For TD
- No annual fee
1% on everything
- No annual fee and no foreign transaction fee
- Flat 1% cash back on every purchase
- Up to 2% back for Premium and Generation clients
13.99% purchase interest rate
- 0% on balance transfers for 10 months, with a 1% transfer fee
- 13.99% rate on purchases, cash advances and balance transfers
- First-year fee rebate and free additional cards
3x on groceries
- 3x Avion points on groceries, gas, dining, transit and streaming
- Just $4 a month, rebated for eligible students and young adults
- Up to 14,000 Avion points awarded on approval
2% on groceries
- 2% cash back on groceries, gas, drugstores and recurring bills
- 1% cash back on all other purchases
- Low $49 annual fee
1x on gas & Groceries & EV Charging & Air Canada
- 1 Aeroplan point per dollar on gas, groceries, EV charging and Air Canada
- First-year annual fee rebate
- Lower annual fee than TD’s Aeroplan Visa Infinite
6x on Expedia For TD bookings
- 4.5x on groceries, dining and public transit
- 6x on travel booked through Expedia For TD
- No minimum income requirement
3% on groceries
- 3% cash back on groceries, gas and EV charging
- 2% on transportation, dining and recurring payments
- Low $15,000 household income requirement
4% on groceries
- 4% cash back on groceries and gas
- $99 annual fee waived in the first year
- 2% back on pharmacy purchases and utility bills
3x on foreign currency purchases
- Flat 1.5 points per dollar on everyday purchases
- 3 points per dollar on foreign currency purchases outside Canada
- First-year fee rebate, with additional cards free in year one
2% on restaurants
- Travel medical for trips of up to 60 days, depending on age
- 2% in BONUSDOLLARS on dining, entertainment, travel and bills
- Mobile device insurance up to $1,000
5x on dining
- 5 points per dollar on dining
- $120 annual fee waived in the first year
- Simple two-tier earn structure
2x on travel
- 2 points per dollar on travel and 1.5 on gas
- First-year annual fee rebate
- Simple three-tier earning that’s easy to track
4% on groceries
- 4% cash back on groceries, gas and EV charging
- 2% on dining, transportation and recurring payments
- First-year annual fee rebated under the current offer
1x on all Purchases
- 1 Avion point per dollar on every purchase
- No bonus categories to track
- Keeps company purchases separate from personal cards
1.25x on travel
- Transfer Avion points to airline partners, including Avios and Aeroplan
- Book any airline with no blackouts
- Up to 55,000 Avion points as a welcome offer
1x on all Purchases
- 1 Avion point per dollar on every purchase
- Earns Avion points, like RBC’s ION and Avion Visa Infinite cards
- No bonus categories to track
4% on groceries
- 4% cash back on groceries and recurring bill payments
- 2% on gas, EV charging, transit, rideshare and food delivery
- Redeem cash back any time once you have $25
2x on groceries
- 2 points per dollar on groceries, gas, travel, transportation and bills
- Points redeem as a statement credit against any purchase
- $5 million travel medical coverage, including for travellers 65+
1.5x on groceries
- Free first checked bag on Air Canada flights
- 1.5 points per dollar on groceries, gas and EV charging
- NEXUS fee rebate
2x on travel
- 2 points per dollar on travel purchases
- 1.5 points per dollar on gas, groceries and drugstore purchases
- $139 annual fee rebated in the first year
2x on travel via CIBC Rewards Centre
- Book any airline and any seat with no blackout dates
- Up to 35,000 Aventura points plus a first-year fee waiver
- 1.5 points per dollar on gas, EV charging, groceries and drugstores
1.5x on groceries
- Free first checked bag on Air Canada
- 1.5 points per dollar on groceries, gas and Air Canada purchases
- Travel medical coverage for trips of up to 21 days
3% on groceries
- 3% cash back across five everyday categories
- Free Deluxe TD Auto Club membership with 24/7 roadside assistance
- Fee rebated every year with a TD All-Inclusive Banking Plan
8x on travel via Expedia For TD
- 8 points per dollar on travel booked through Expedia For TD
- 6 points per dollar on dining and groceries
- Welcome offer of up to 146,000 TD Rewards points
3x on Sobeys, Safeway, IGA, Foodland and participating Co-ops and more
- No foreign transaction fee on purchases in other currencies
- 3x Scene+ points at Sobeys, Safeway, IGA, Foodland and more
- 2x on other groceries, dining, entertainment and daily transit
3x on British Airways
- 3 points per dollar on British Airways purchases
- 2 points per dollar on dining
- Issued on the Visa network, which is widely accepted at home and abroad
1.25x on all Purchases
- Flat 1.25 points per dollar on all purchases
- No bonus categories to track or plan around
- Earns 25% more points per dollar than a 1x card
1.5x on travel & Dining
- 1.5 points per dollar on travel and dining
- $180 annual fee rebated in the first year
- Includes airport lounge access and a free checked bag
4% on restaurants
- 4% back on restaurants, entertainment and alternative transportation
- 11.9% purchase rate, unusually low for a premium card
- Up to 18 lounge visits a year across two programs
1.25x on all Purchases
- Flat 1.25 points per dollar on all purchases
- Airport lounge access
- No bonus categories to track
3x on travel via CIBC Rewards Centre (CIBC by Expedia)
- 2x points on groceries, gas, dining and transportation; 1.25x elsewhere
- $200 annual travel credit
- Six lounge visits a year and two NEXUS application fee rebates
5x on travel & Dining & Groceries & Gas & Drugstore
- 5 points per dollar on travel, dining, groceries, gas and drugstores
- Five broad bonus categories cover a big share of household spending
- Airport lounge access
2x on Air Canada
- 2 points per dollar on Air Canada and 1.5 on gas, dining and groceries
- 1.25-point base rate on all other spending
- Lounge access, a free checked bag and a companion pass
Scotiabank Passport Visa Infinite Privilege Card
See detailsfrom Scotiabank$599 annual feeRates & fees6x on Scene Plus Travel Portal
- No foreign transaction fees
- 6x Scene+ points on bookings through the Scene+ travel portal
- Airport lounge access
2x on Air Canada & Aeroplan
- Free first and second checked bags on Air Canada
- Air Canada Maple Leaf Lounge access with passes
- 1.25 points per dollar even outside the bonus categories
Questions
How many Visa credit cards does CreditLab compare?
We compare 49 credit cards in this category from 11 issuers, with fees from $0 to $599 a year. Each one links to a full breakdown of its fees, rates and features.
Are there Visa options with no annual fee?
Yes. 15 of them have no annual fee, including the BMO eclipse rise Visa Card, CIBC Aeroplan Visa Card, CIBC Aventura Visa Card.
More credit cards by category
Fees and rates come from each issuer’s published terms. Always confirm with the issuer before applying. See our methodology.