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// Ch · NO MONTHLY FEE

No fee chequing accounts

We compare 16 no fee chequing accounts from 10 Canadian issuers. Annual fees range from $0. Sorted lowest annual fee first.

Updated October 2026

No fee chequing accounts compared

A no-fee chequing account saves the $4 to $30 a month many bank packages charge. Check how many transactions are included and whether you need a minimum balance or direct deposit to keep it free.

No fee chequing accounts compared
ACCOUNTPER YEARPER MONTH
BMO Performance Chequing Account - Canadian Defence Banking ServicesBMO$0$0
BMO Performance Student Chequing AccountBMO$0$0
CIBC Smart Account for Foreign WorkersCIBC$0$0
CIBC Smart Account for NewcomersCIBC$0$0
CIBC Smart for SeniorsCIBC$0$0
CIBC Smart for StudentsCIBC$0$0
Desjardins U.S. Build-Up Savings AccountDesjardins$0$0
Desjardins Youth Everyday AccountDesjardins$0$0
EQ Bank Joint AccountEQ Bank$0$0
EQ Bank Personal Account (formerly Savings Plus Account)EQ Bank$0$0
Neo Chequing Account (formerly Neo Money Account)Neo Financial$0$0
PC Money AccountPC Financial$0$0
Simplii Financial No Fee Chequing AccountSimplii Financial$0$0
Tangerine No-Fee Daily Chequing AccountTangerine$0$0
TD Student Chequing AccountTD$0$0
Wealthsimple Chequing AccountWealthsimple$0$0

Questions

How many no fee chequing accounts does CreditLab compare?

We compare 16 chequing accounts in this category from 10 issuers, with fees from $0 a year. Each one links to a full breakdown of its fees, rates and features.

Fees and rates come from each issuer’s published terms. Always confirm with the issuer before applying. See our methodology.