CIBC
We compare 17 credit cards, 6 chequing accounts and 4 savings accounts from CIBC.
Updated October 2026
CIBC credit cards
2x on travel via CIBC by Expedia
- No annual fee, including up to 3 additional cards
- 1.5x in your top 3 spending categories, picked automatically each month
- Complimentary roadside assistance membership
1x on gas & EV charging
- No annual fee to collect Aeroplan points
- 1 point per dollar on gas, groceries and Air Canada purchases
- Preferred pricing on Aeroplan flight rewards
1x on gas & EV charging
- No annual fee
- 1 point per dollar on gas, groceries and drug stores
- Points redeem for flights on any airline, hotels and more
1x on gas & EV charging
- No annual fee and no minimum income requirement
- Up to 12,500 Aventura points as a welcome bonus
- Free SPC+ membership with discounts at 450+ brands
3% on restaurants
- 3% back at restaurants and Costco gas stations
- No annual fee and no limit on total cash back
- Mobile device insurance included
2% on groceries
- 2% cash back on groceries with no annual fee
- No cap on total cash back; redeem from $10 anytime
- Up to 10 cents a litre off gas with Journie Rewards
2% on groceries
- No annual fee and no minimum income requirement
- 2% cash back on groceries
- Welcome offer of up to $125 cash back
13.99% purchase interest rate
- 0% on balance transfers for 10 months, with a 1% transfer fee
- 13.99% rate on purchases, cash advances and balance transfers
- First-year fee rebate and free additional cards
3% on groceries
- 3% cash back on groceries, gas and EV charging
- 2% on transportation, dining and recurring payments
- Low $15,000 household income requirement
2x on travel
- 2 points per dollar on travel and 1.5 on gas
- First-year annual fee rebate
- Simple three-tier earning that’s easy to track
4% on groceries
- 4% cash back on groceries, gas and EV charging
- 2% on dining, transportation and recurring payments
- First-year annual fee rebated under the current offer
1.5x on groceries
- Free first checked bag on Air Canada flights
- 1.5 points per dollar on groceries, gas and EV charging
- NEXUS fee rebate
2x on travel
- 2 points per dollar on travel purchases
- 1.5 points per dollar on gas, groceries and drugstore purchases
- $139 annual fee rebated in the first year
2x on travel via CIBC Rewards Centre
- Book any airline and any seat with no blackout dates
- Up to 35,000 Aventura points plus a first-year fee waiver
- 1.5 points per dollar on gas, EV charging, groceries and drugstores
1.5x on travel & Dining
- 1.5 points per dollar on travel and dining
- $180 annual fee rebated in the first year
- Includes airport lounge access and a free checked bag
3x on travel via CIBC Rewards Centre (CIBC by Expedia)
- 2x points on groceries, gas, dining and transportation; 1.25x elsewhere
- $200 annual travel credit
- Six lounge visits a year and two NEXUS application fee rebates
2x on Air Canada
- 2 points per dollar on Air Canada and 1.5 on gas, dining and groceries
- 1.25-point base rate on all other spending
- Lounge access, a free checked bag and a companion pass
CIBC chequing accounts
| ACCOUNT | PER YEAR | PER MONTH |
|---|---|---|
| CIBC Smart Account for Foreign WorkersCIBC | $0 | $0 |
| CIBC Smart Account for NewcomersCIBC | $0 | $0 |
| CIBC Smart for SeniorsCIBC | $0 | $0 |
| CIBC Smart for StudentsCIBC | $0 | $0 |
| CIBC Everyday Chequing AccountCIBC | $48 | $4.00 |
| CIBC Smart Chequing AccountCIBC | Check issuer | Check issuer |
CIBC savings accounts
| ACCOUNT | PER YEAR | PER MONTH |
|---|---|---|
| CIBC RRSP Daily Interest Savings AccountCIBC | $0 | $0 |
| CIBC TFSA Tax Advantage Savings AccountCIBC | $0 | $0 |
| CIBC US$ Personal AccountCIBC | $0 | $0 |
| eAdvantage Savings AccountCIBC | $0 | $0 |
Questions
What does CIBC offer?
We compare 17 credit cards, 6 chequing accounts and 4 savings accounts from CIBC. Each product links to a full breakdown of its fees and features.
Does CIBC have a credit card with no annual fee?
Yes. 7 CIBC cards have no annual fee: CIBC Adapta Mastercard, CIBC Aeroplan Visa Card, CIBC Aventura Visa Card, CIBC Aventura Visa Card for Students and more.
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