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// Cc · GAS

Credit cards for gas

We compare 45 credit cards for gas from 13 Canadian issuers. Annual fees range from $0 to $599. Sorted highest bonus rate first.

Updated October 2026

Credit cards for gas compared

Gas cards pay a bonus rate at the pump, and some include EV charging or extra savings at partner stations. If you drive daily, the bonus can make up a meaningful share of your rewards.

  1. 30 pts/L on gas

    • 45 points per dollar at Shoppers Drug Mart and Pharmaprix
    • 30 points per dollar at Loblaw banner stores and Joe Fresh
    • No annual fee, with free additional cards
  2. 5x on gas

    • 5 points per dollar on travel, dining, groceries, gas and drugstores
    • Five broad bonus categories cover a big share of household spending
    • Airport lounge access
  3. 4% on gas

    • 4% cash back on groceries and gas
    • $99 annual fee waived in the first year
    • 2% back on pharmacy purchases and utility bills
  4. 4% on gas

    • 2% cash back on every purchase outside the 4% categories
    • 4% on gas and groceries
    • Travel medical and mobile device insurance included
  5. 4% on gas

    • 4% cash back on groceries, gas and EV charging
    • 2% on dining, transportation and recurring payments
    • First-year annual fee rebated under the current offer
  6. 4x on gas

    • 4x points on gas, office supplies, and phone and internet bills
    • 1.5 points per dollar on all other purchases
    • Annual fee waived in the first year
  7. 3% on gas

    • 3% back at restaurants and Costco gas stations
    • No annual fee and no limit on total cash back
    • Mobile device insurance included
  8. 3x on gas

    • 3x Avion points on groceries, gas, dining, transit and streaming
    • Just $4 a month, rebated for eligible students and young adults
    • Up to 14,000 Avion points awarded on approval
  9. 3% on gas

    • 3% cash back on groceries, gas and EV charging
    • 2% on transportation, dining and recurring payments
    • Low $15,000 household income requirement
  10. 3% on gas

    • 5% cash back on the first $500 of groceries each month
    • 4% on transit and 3% on gas and EV charging
    • Travel medical, trip cancellation and rental car insurance
  11. 3x on gas

    • Up to 6x Scene+ points at Sobeys, Safeway, FreshCo and Foodland
    • No foreign transaction fee
    • 5x on dining, food delivery and entertainment
  12. 3% on gas

    • 3% cash back across five everyday categories
    • Free Deluxe TD Auto Club membership with 24/7 roadside assistance
    • Fee rebated every year with a TD All-Inclusive Banking Plan
  13. 3x on gas

    • 5 points per dollar on Marriott purchases
    • 3 points per dollar on gas, dining and travel
    • 2 points per dollar on all other business spending
  14. Neo World Mastercard

    See detailsfrom Neo Financial$0 annual feeRates & fees

    2% on gas

    • No annual fee
    • 2% cash back on groceries, gas and recurring bills, up to monthly limits
    • Choice of three cash back plans at signup
  15. 2x on gas

    • 3 points per dollar at Sobeys-family grocery stores
    • 2 points per dollar on dining, gas, transit and streaming
    • No annual fee and a low $12,000 income requirement
  16. 2% on gas

    • No annual fee
    • 2% cash back on gas and groceries
    • 1.25% on all other purchases, with no categories to activate
  17. 2% on gas

    • Choose your own 2% cash back categories
    • Third 2% category when rewards go to a Tangerine Savings Account
    • Cash back paid monthly with no minimum
  18. 2% on gas

    • 2% cash back on groceries, gas, drugstores and recurring bills
    • 1% cash back on all other purchases
    • Low $49 annual fee
  19. 2% on gas

    • 4% cash back on groceries and recurring bill payments
    • 2% on gas, EV charging, transit, rideshare and food delivery
    • Redeem cash back any time once you have $25
  20. 2x on gas

    • 2 points per dollar on groceries, gas, travel, transportation and bills
    • Points redeem as a statement credit against any purchase
    • $5 million travel medical coverage, including for travellers 65+
  21. 2x on gas

    • 2 points per dollar on travel, gas, groceries and transit
    • 1.5 points per dollar on everything else
    • Free checked bag benefit
  22. 2x on gas

    • 2x points on groceries, gas, EV charging, wholesale and alcohol
    • $150 annual fee waived in the first year
    • Includes airport lounge access and a NEXUS rebate
  23. 2x on gas

    • 5 points per dollar on groceries and dining
    • 2 points per dollar on gas, EV charging, bills and travel
    • Airport lounge access
  24. American Express Cobalt Card

    See detailsfrom American Express$191.88 annual feeRates & fees

    2x on gas

    • 5x points on groceries, restaurants and food delivery
    • Points transfer to airline and hotel programs, including Aeroplan and Marriott Bonvoy
    • Monthly billing spreads the cost of the fee
  25. 2x on gas

    • 2x points on groceries, gas, travel and dining
    • $100 annual travel credit offsets part of the fee
    • Points transfer to airline and hotel partners
  26. 2x on gas

    • 2x points on groceries, gas, dining and transportation; 1.25x elsewhere
    • $200 annual travel credit
    • Six lounge visits a year and two NEXUS application fee rebates
  27. 1.5% on gas

    • No annual fee, and employee cards are free
    • 1.5% cash back on gas, phone and internet bills and office supplies
    • 1.75% back at Shell stations in Canada
  28. 1.5x on gas

    • No annual fee
    • 1.5x on groceries, gas, transit, rideshare and streaming
    • Welcome points awarded on approval
  29. 1.5% on gas

    • 4% cash back at restaurants, bars and coffee shops
    • 1.5% on gas, EV charging, groceries and recurring bills
    • Purchase security and extended warranty coverage
  30. 1.5x on gas

    • 2 points per dollar on travel and 1.5 on gas
    • First-year annual fee rebate
    • Simple three-tier earning that’s easy to track
  31. 1.5x on gas

    • Free first checked bag on Air Canada flights
    • 1.5 points per dollar on groceries, gas and EV charging
    • NEXUS fee rebate
  32. 1.5x on gas

    • 2 points per dollar on travel purchases
    • 1.5 points per dollar on gas, groceries and drugstore purchases
    • $139 annual fee rebated in the first year
  33. 1.5x on gas

    • Book any airline and any seat with no blackout dates
    • Up to 35,000 Aventura points plus a first-year fee waiver
    • 1.5 points per dollar on gas, EV charging, groceries and drugstores
  34. 1.5x on gas

    • Free first checked bag on Air Canada
    • 1.5 points per dollar on groceries, gas and Air Canada purchases
    • Travel medical coverage for trips of up to 21 days
  35. 1.5x on gas

    • 2 points per dollar on Air Canada and 1.5 on gas, dining and groceries
    • 1.25-point base rate on all other spending
    • Lounge access, a free checked bag and a companion pass
  36. 1x on gas

    • No annual fee, with free supplementary cards
    • 5 points per dollar at 400+ Blue Rewards partners, including Blue Rewards Travel
    • Welcome bonus needs just $1,500 of spending in 110 days
  37. 1x on gas

    • No annual fee to collect Aeroplan points
    • 1 point per dollar on gas, groceries and Air Canada purchases
    • Preferred pricing on Aeroplan flight rewards
  38. 1x on gas

    • No annual fee
    • 1 point per dollar on gas, groceries and drug stores
    • Points redeem for flights on any airline, hotels and more
  39. 1x on gas

    • No annual fee and no minimum income requirement
    • Up to 12,500 Aventura points as a welcome bonus
    • Free SPC+ membership with discounts at 450+ brands
  40. 1% on gas

    • 2% cash back on groceries with no annual fee
    • No cap on total cash back; redeem from $10 anytime
    • Up to 10 cents a litre off gas with Journie Rewards
  41. 1% on gas

    • No annual fee and no minimum income requirement
    • 2% cash back on groceries
    • Welcome offer of up to $125 cash back
  42. 1% on gas

    • 5% cash back on up to $2,000 of purchases in the first 3 months
    • 0.99% introductory balance transfer rate for 9 months
    • No annual fee
  43. 1% on gas

    • No annual fee, and no minimum income to qualify
    • Redeem cash back toward your balance at any time
    • At least 10% off Avis and Budget rentals in Canada and the US
  44. 1x on gas

    • Annual voucher for 35% off the base fare of one Porter booking
    • Automatic VIPorter Passport status with early boarding
    • $89 annual fee waived in the first year
  45. 1x on gas

    • 1 Aeroplan point per dollar on gas, groceries, EV charging and Air Canada
    • First-year annual fee rebate
    • Lower annual fee than TD’s Aeroplan Visa Infinite

Questions

How many credit cards for gas does CreditLab compare?

We compare 45 credit cards in this category from 13 issuers, with fees from $0 to $599 a year. Each one links to a full breakdown of its fees, rates and features.

Which card has the highest gas rate?

Of the cards we track, the PC World Elite Mastercard has the highest rate here: 30 pts/L on gas. Check whether the rate is capped and how the rewards are redeemed before choosing.

Are there gas options with no annual fee?

Yes. 17 of them have no annual fee, including the PC World Elite Mastercard, CIBC Costco Mastercard, Neo World Mastercard.

Fees and rates come from each issuer’s published terms. Always confirm with the issuer before applying. See our methodology.