Credit cards with airport lounge access
We compare 35 credit cards with airport lounge access from 12 Canadian issuers. Annual fees range from $0 to $799. Sorted lowest annual fee first.
Updated October 2026
Credit cards with airport lounge access compared
Lounge access ranges from a few free visits a year to unlimited entry for you and a guest. Check how many visits are included and which lounge network the card uses before you pay a higher fee for it.
3% on US-dollar purchases
- No annual fee with World Elite benefits
- 3% back on US-dollar purchases, above the 2.5% FX fee
- 1.5% cash back on everything else
2% on 2 categories of your choice
- 2% cash back in 2 or 3 categories you choose, with no cap
- No annual fee
- Mobile device and rental car insurance
1x on all purchases
- First year free, then $89 a year
- 1.5% foreign transaction fee instead of the more common 2.5%
- Event ticket, hotel burglary, mobile device and rental car coverage
United MileagePlus Neo World Elite Mastercard
See detailsfrom Neo Financial$89 annual feeRates & fees1.25x on United Airlines & Star Alliance flights
- Free first checked bag on United-operated flights
- Group 2 priority boarding on United-operated flights
- At least 10% off United award flights
1x on all purchases
- 1.5% foreign transaction fee, below the 2.5% most cards charge
- Broad insurance, including mobile device and event ticket coverage
- Up to 30 points per dollar at Brim partner merchants
1.5% on all purchases
- Flat 1.5% cash back with no categories to track
- Mastercard Travel Pass access to 1,300+ airport lounges
- 12 months of complimentary DoorDash DashPass
4% on groceries
- 4% cash back on the first $10,000 of groceries a year
- 3% on restaurants, entertainment and alternative transportation
- Mobile device insurance up to $1,500
2% on restaurants
- Travel medical for trips of up to 60 days, depending on age
- 2% in BONUSDOLLARS on dining, entertainment, travel and bills
- Mobile device insurance up to $1,000
5% on groceries
- 5% cash back on the first $500 of groceries each month
- 4% on transit and 3% on gas and EV charging
- Travel medical, trip cancellation and rental car insurance
3% on groceries
- 3% in BONUSDOLLARS on groceries and restaurants, up to annual limits
- Travel insurance for trips of up to 60 consecutive days
- 8 free lounge passes a year at Montreal-Trudeau airport
5x on Air France & KLM flights
- Earns Flying Blue miles, with 5 miles per euro on Air France and KLM flights
- 30 Flying Blue XP added every year on renewal, toward elite status
- $132 annual fee waived in the first year under the current offer
2x on travel
- 2 points per dollar on travel purchases
- 1.5 points per dollar on gas, groceries and drugstore purchases
- $139 annual fee rebated in the first year
2x on travel via CIBC Rewards Centre
- Book any airline and any seat with no blackout dates
- Up to 35,000 Aventura points plus a first-year fee waiver
- 1.5 points per dollar on gas, EV charging, groceries and drugstores
2x on travel & Gas & Groceries & Transit
- 2 points per dollar on travel, gas, groceries and transit
- 1.5 points per dollar on everything else
- Free checked bag benefit
4x on gas & Office Supplies & Phone & Internet
- 4x points on gas, office supplies, and phone and internet bills
- 1.5 points per dollar on all other purchases
- Annual fee waived in the first year
5x on travel
- 5 points per dollar on travel purchases
- 3 points per dollar on dining, entertainment and recurring bills
- Airport lounge passes through Mastercard Travel Pass
2x on groceries & Gas & EV Charging & Wholesale & Alcohol
- 2x points on groceries, gas, EV charging, wholesale and alcohol
- $150 annual fee waived in the first year
- Includes airport lounge access and a NEXUS rebate
5x on groceries & Dining
- 5 points per dollar on groceries and dining
- 2 points per dollar on gas, EV charging, bills and travel
- Airport lounge access
3x on Sobeys, Safeway, IGA, Foodland and participating Co-ops and more
- No foreign transaction fee on purchases in other currencies
- 3x Scene+ points at Sobeys, Safeway, IGA, Foodland and more
- 2x on other groceries, dining, entertainment and daily transit
6x on WestJet flights
- Up to 6 WestJet points per dollar on WestJet flights
- Instant WestJet Rewards Silver status
- Two free checked bags for you and up to 8 guests
Cathay World Elite Mastercard – Powered by Neo
See detailsfrom Neo Financial$180 annual feeRates & fees2x on Cathay Pacific flights
- Earns Asia Miles directly, unique among cards on our site
- 2 miles per dollar on Cathay Pacific flights and foreign purchases
- 10% off Cathay Pacific flights with a discount code
1.5x on travel & Dining
- 1.5 points per dollar on travel and dining
- $180 annual fee rebated in the first year
- Includes airport lounge access and a free checked bag
American Express Business Gold Rewards Card
See detailsfrom American Express$199 annual feeRates & fees1x on all Purchases
- Earns 1 point per dollar on every purchase, with no categories to track
- Includes airport lounge access
- One flat rate makes it easy to predict what your spending will earn
4% on restaurants
- 4% back on restaurants, entertainment and alternative transportation
- 11.9% purchase rate, unusually low for a premium card
- Up to 18 lounge visits a year across two programs
1.25x on all Purchases
- Flat 1.25 points per dollar on all purchases
- Airport lounge access
- No bonus categories to track
4x on Scene+ Travel
- No foreign transaction fee
- 2 Scene+ points per dollar on all purchases
- 10 VIP airport lounge passes
3x on travel via CIBC Rewards Centre (CIBC by Expedia)
- 2x points on groceries, gas, dining and transportation; 1.25x elsewhere
- $200 annual travel credit
- Six lounge visits a year and two NEXUS application fee rebates
American Express Aeroplan Business Reserve Card
See detailsfrom American Express$599 annual feeRates & fees3x on travel
- 3 points per dollar on travel purchases
- 1.25 points per dollar on all other business spending
- Airport lounge access included
3x on Air Canada & Aeroplan
- 3 Aeroplan points per dollar on Air Canada and Aeroplan purchases
- Maple Leaf Lounge access when you fly Air Canada
- Free first checked bag plus priority check-in, boarding and security
5x on travel & Dining & Groceries & Gas & Drugstore
- 5 points per dollar on travel, dining, groceries, gas and drugstores
- Five broad bonus categories cover a big share of household spending
- Airport lounge access
2x on Air Canada
- 2 points per dollar on Air Canada and 1.5 on gas, dining and groceries
- 1.25-point base rate on all other spending
- Lounge access, a free checked bag and a companion pass
Scotiabank Passport Visa Infinite Privilege Card
See detailsfrom Scotiabank$599 annual feeRates & fees6x on Scene Plus Travel Portal
- No foreign transaction fees
- 6x Scene+ points on bookings through the Scene+ travel portal
- Airport lounge access
2x on Air Canada & Aeroplan
- Free first and second checked bags on Air Canada
- Air Canada Maple Leaf Lounge access with passes
- 1.25 points per dollar even outside the bonus categories
3x on dining & food delivery
- Unlimited airport lounge access, including Centurion and Priority Pass lounges
- $200 annual travel credit offsets part of the fee
- Points transfer 1:1 to airline and hotel partners
Business Platinum Card from American Express
See detailsfrom American Express$799 annual feeRates & fees1.25x on all Purchases
- Welcome offer of up to 120,000 Membership Rewards points
- 1.25 points per dollar on all purchases, with no categories to track
- $200 annual travel credit and a NEXUS rebate
Questions
How many credit cards with airport lounge access does CreditLab compare?
We compare 35 credit cards in this category from 12 issuers, with fees from $0 to $799 a year. Each one links to a full breakdown of its fees, rates and features.
Are there lounge access options with no annual fee?
Yes. 2 of them have no annual fee, including the Rogers Red World Elite Mastercard, Tangerine Money-Back World Mastercard.
More credit cards by category
Fees and rates come from each issuer’s published terms. Always confirm with the issuer before applying. See our methodology.