RRSP and RRIF savings accounts
We compare 5 RRSP and RRIF savings accounts from 4 Canadian issuers. Annual fees range from $0. Sorted lowest annual fee first.
Updated October 2026
RRSP and RRIF savings accounts compared
RRSP savings accounts hold cash inside your Registered Retirement Savings Plan, where contributions are tax-deductible and growth is tax-deferred. RRIF accounts hold retirement savings once you start withdrawing.
| ACCOUNT | PER YEAR | PER MONTH |
|---|---|---|
| CIBC RRSP Daily Interest Savings AccountCIBC | $0 | $0 |
| Desjardins RRSP Savings AccountDesjardins | $0 | $0 |
| EQ Bank RRSP Savings AccountEQ Bank | $0 | $0 |
| Tangerine Registered Retirement Income Fund (RRIF) Savings AccountTangerine | $0 | $0 |
| Tangerine RSP Savings AccountTangerine | $0 | $0 |
Questions
How many RRSP and RRIF savings accounts does CreditLab compare?
We compare 5 savings accounts in this category from 4 issuers, with fees from $0 a year. Each one links to a full breakdown of its fees, rates and features.
Are there RRSP & RRIF options with no annual fee?
Yes. 5 of them have no annual fee, including the CIBC RRSP Daily Interest Savings Account, Desjardins RRSP Savings Account, EQ Bank RRSP Savings Account.
More savings accounts by category
Fees and rates come from each issuer’s published terms. Always confirm with the issuer before applying. See our methodology.