Points transfer map
Follow the lines from Canadian card points to airline and hotel programs. Tap a program to see its ratios, minimums, transfer times and the cards that earn it, then try your own balance in the converter.
Free · No sign-up · Updated October 2026
No transfer partnersScene+, TD Rewards, CIBC Aventura, BMO Rewards, National Bank À la carte, MBNA Rewards, PC Optimum
Card points
Amex MRAeroplan 1:1BA Avios 1:1Asia Miles 1:0.75Flying Blue 1:0.75Delta 1:0.75Etihad 1:0.75Hilton 1:1Marriott 5:6
Transfers are made in 100-point increments with a 1,000-point minimum. Amex says all transfers are final.
Transfers to
- Air Canada Aeroplan1:1
- Ratio
- 1,000 : 1,000
- Minimum
- 1,000, steps of 100
- Time
- Up to 30 minutes
1,000 Membership Rewards points = 1,000 Aeroplan points. Source
- British Airways Club (Avios)1:1
- Ratio
- 1,000 : 1,000
- Minimum
- 1,000, steps of 100
- Time
- 5 business days
Amex lists this partner as British Airways Executive Club. Source
- Cathay Pacific Asia Miles1:0.75
- Ratio
- 1,000 : 750
- Minimum
- 1,000, steps of 100
- Time
- 5 business days
The Asia Miles account must be in the cardmember’s name. Source
- Air France KLM Flying Blue1:0.75
- Ratio
- 1,000 : 750
- Minimum
- 1,000, steps of 100
- Time
- 3 days
You need a Flying Blue account first. A second transfer of the same number of points can’t be made the same day. Source
- Delta SkyMiles1:0.75
- Ratio
- 1,000 : 750
- Minimum
- 1,000, steps of 100
- Time
- Up to 30 minutes
1,000 Membership Rewards points = 750 SkyMiles. Source
- Etihad Guest1:0.75
- Ratio
- 1,000 : 750
- Minimum
- 1,000, steps of 100
- Time
- 3 business days
You need an Etihad Guest account first. Source
- Hilton Honors1:1
- Ratio
- 1,000 : 1,000
- Minimum
- 1,000, steps of 100
- Time
- 5 business days
The Hilton Honors account must be in the cardmember’s name. Source
- Marriott Bonvoy5:6
- Ratio
- 5 : 6
- Minimum
- 1,000
- Time
- Up to 48 hours
5 Membership Rewards points = 6 Marriott Bonvoy points. Amex says transfers are normally immediate. Source
Cards that earn Amex MR
RBC AvionBA Avios 1:1Asia Miles 1:1AAdvantage 10:7WestJet 1:1
Airline conversions (Avios, AAdvantage, Asia Miles) are open to Avion Air Travel Rewards Participants, meaning people with a personal or business Avion credit card. RBC says conversions can take up to four weeks, may carry a service fee (shown before you confirm) and can’t be reversed.
Transfers to
- British Airways Club (Avios)1:1
- Ratio
- 1 : 1
- Minimum
- 10,000
- Time
- Up to 4 weeks
The British Airways Club account must be in the same name as the card. Source
- Cathay Pacific Asia Miles1:1
- Ratio
- 1 : 1
- Minimum
- 10,000
- Time
- Up to 4 weeks
The Asia Miles account must be in the same name as the card. Source
- American Airlines AAdvantage10:7
- Ratio
- 10 : 7
- Minimum
- 5,000, steps of 10
- Time
- Up to 4 weeks
For every 10 points converted you get 7 AAdvantage miles. Source
- WestJet Rewards1:1
- Ratio
- 1 : 1
- Minimum
- 1,000
- Time
- Up to 4 weeks
1 Avion point = 1 WestJet point. The WestJet Rewards account must be in the same name. Source
Cards that earn RBC Avion
RBC IONWestJet 1:1
Points from ION cards can be converted to WestJet points but not to the airline partners reserved for Avion credit cards. Avion Select members can’t convert to WestJet.
Transfers to
- WestJet Rewards1:1
- Ratio
- 1 : 1
- Minimum
- 1,000
- Time
- Up to 4 weeks
1 Avion point = 1 WestJet point. Avion Select members aren’t eligible. Source
Cards that earn RBC ION
Hotels
MarriottAeroplan 3:1BA Avios 3:1Asia Miles 3:1Flying Blue 3:1Etihad 3:1United 3:1AAdvantage 3:1Delta 3:1
Marriott lists 38 airline partners, mostly at 3 points to 1 mile, with 3,000 to 240,000 points a day. We show the ones that also appear on this map. The member name usually has to match on both accounts.
Transfers to
- Air Canada Aeroplan3:1
- Ratio
- 3 : 1
- Minimum
- 3,000
- Time
- Not listed
Marriott adds 5,000 miles for every 60,000 points transferred. Source
- British Airways Club (Avios)3:1
- Ratio
- 3 : 1
- Minimum
- 3,000
- Time
- Not listed
Listed as The British Airways Club. Marriott adds 5,000 Avios for every 60,000 points transferred. Source
- Cathay Pacific Asia Miles3:1
- Ratio
- 3 : 1
- Minimum
- 3,000
- Time
- Not listed
Listed as Cathay Pacific Cathay. Marriott adds 5,000 miles for every 60,000 points transferred. Source
- Air France KLM Flying Blue3:1
- Ratio
- 3 : 1
- Minimum
- 3,000
- Time
- Not listed
Marriott adds 5,000 miles for every 60,000 points transferred. Source
- Etihad Guest3:1
- Ratio
- 3 : 1
- Minimum
- 3,000
- Time
- Not listed
Marriott adds 5,000 miles for every 60,000 points transferred. Source
- United MileagePlus3:1
- Ratio
- 3 : 1
- Minimum
- 3,000
- Time
- Not listed
Marriott adds 10,000 miles for every 60,000 points transferred to United. Source
- American Airlines AAdvantage3:1
- Ratio
- 3 : 1
- Minimum
- 3,000
- Time
- Not listed
The 5,000-mile bonus doesn’t apply to AAdvantage. Source
- Delta SkyMiles3:1
- Ratio
- 3 : 1
- Minimum
- 3,000
- Time
- Not listed
The 5,000-mile bonus doesn’t apply to Delta SkyMiles. Source
Get Bonvoy points from
- American Express Membership Rewards5:6
- Ratio
- 5 : 6
- Minimum
- 1,000
- Time
- Up to 48 hours
5 Membership Rewards points = 6 Marriott Bonvoy points. Amex says transfers are normally immediate. Source
Cards that earn Marriott
Hilton
Get Hilton Honors points from
- American Express Membership Rewards1:1
- Ratio
- 1,000 : 1,000
- Minimum
- 1,000, steps of 100
- Time
- 5 business days
The Hilton Honors account must be in the cardmember’s name. Source
Cards that earn Hilton
None of the cards we track earn Hilton directly.
Airlines
Aeroplan
Get Aeroplan points from
- American Express Membership Rewards1:1
- Ratio
- 1,000 : 1,000
- Minimum
- 1,000, steps of 100
- Time
- Up to 30 minutes
1,000 Membership Rewards points = 1,000 Aeroplan points. Source
- Marriott Bonvoy3:1
- Ratio
- 3 : 1
- Minimum
- 3,000
- Time
- Not listed
Marriott adds 5,000 miles for every 60,000 points transferred. Source
Cards that earn Aeroplan
- American Express Aeroplan Card
- American Express Aeroplan Reserve Card
- American Express Aeroplan Business Reserve Card
- CIBC Aeroplan Visa Card
- CIBC Aeroplan Visa Infinite
- CIBC Aeroplan Visa Infinite Privilege Card
- CIBC Aeroplan Visa Business Card
- TD Aeroplan Visa Platinum Card
- TD Aeroplan Visa Infinite
- TD Aeroplan Visa Infinite Privilege
BA Avios
Get Avios from
- American Express Membership Rewards1:1
- Ratio
- 1,000 : 1,000
- Minimum
- 1,000, steps of 100
- Time
- 5 business days
Amex lists this partner as British Airways Executive Club. Source
- RBC Avion Rewards (Avion credit cards)1:1
- Ratio
- 1 : 1
- Minimum
- 10,000
- Time
- Up to 4 weeks
The British Airways Club account must be in the same name as the card. Source
- Marriott Bonvoy3:1
- Ratio
- 3 : 1
- Minimum
- 3,000
- Time
- Not listed
Listed as The British Airways Club. Marriott adds 5,000 Avios for every 60,000 points transferred. Source
Cards that earn BA Avios
Asia Miles
Get Asia Miles from
- American Express Membership Rewards1:0.75
- Ratio
- 1,000 : 750
- Minimum
- 1,000, steps of 100
- Time
- 5 business days
The Asia Miles account must be in the cardmember’s name. Source
- RBC Avion Rewards (Avion credit cards)1:1
- Ratio
- 1 : 1
- Minimum
- 10,000
- Time
- Up to 4 weeks
The Asia Miles account must be in the same name as the card. Source
- Marriott Bonvoy3:1
- Ratio
- 3 : 1
- Minimum
- 3,000
- Time
- Not listed
Listed as Cathay Pacific Cathay. Marriott adds 5,000 miles for every 60,000 points transferred. Source
Cards that earn Asia Miles
Flying Blue
Get Flying Blue miles from
- American Express Membership Rewards1:0.75
- Ratio
- 1,000 : 750
- Minimum
- 1,000, steps of 100
- Time
- 3 days
You need a Flying Blue account first. A second transfer of the same number of points can’t be made the same day. Source
- Marriott Bonvoy3:1
- Ratio
- 3 : 1
- Minimum
- 3,000
- Time
- Not listed
Marriott adds 5,000 miles for every 60,000 points transferred. Source
Cards that earn Flying Blue
WestJet
Get WestJet points from
- RBC Avion Rewards (Avion credit cards)1:1
- Ratio
- 1 : 1
- Minimum
- 1,000
- Time
- Up to 4 weeks
1 Avion point = 1 WestJet point. The WestJet Rewards account must be in the same name. Source
- RBC Avion Rewards (ION cards)1:1
- Ratio
- 1 : 1
- Minimum
- 1,000
- Time
- Up to 4 weeks
1 Avion point = 1 WestJet point. Avion Select members aren’t eligible. Source
Cards that earn WestJet
AAdvantage
Get AAdvantage miles from
- RBC Avion Rewards (Avion credit cards)10:7
- Ratio
- 10 : 7
- Minimum
- 5,000, steps of 10
- Time
- Up to 4 weeks
For every 10 points converted you get 7 AAdvantage miles. Source
- Marriott Bonvoy3:1
- Ratio
- 3 : 1
- Minimum
- 3,000
- Time
- Not listed
The 5,000-mile bonus doesn’t apply to AAdvantage. Source
Cards that earn AAdvantage
None of the cards we track earn AAdvantage directly.
Delta
Get SkyMiles from
- American Express Membership Rewards1:0.75
- Ratio
- 1,000 : 750
- Minimum
- 1,000, steps of 100
- Time
- Up to 30 minutes
1,000 Membership Rewards points = 750 SkyMiles. Source
- Marriott Bonvoy3:1
- Ratio
- 3 : 1
- Minimum
- 3,000
- Time
- Not listed
The 5,000-mile bonus doesn’t apply to Delta SkyMiles. Source
Cards that earn Delta
None of the cards we track earn Delta directly.
Etihad
Get Etihad Guest miles from
- American Express Membership Rewards1:0.75
- Ratio
- 1,000 : 750
- Minimum
- 1,000, steps of 100
- Time
- 3 business days
You need an Etihad Guest account first. Source
- Marriott Bonvoy3:1
- Ratio
- 3 : 1
- Minimum
- 3,000
- Time
- Not listed
Marriott adds 5,000 miles for every 60,000 points transferred. Source
Cards that earn Etihad
None of the cards we track earn Etihad directly.
United
Get MileagePlus miles from
- Marriott Bonvoy3:1
- Ratio
- 3 : 1
- Minimum
- 3,000
- Time
- Not listed
Marriott adds 10,000 miles for every 60,000 points transferred to United. Source
Cards that earn United
No transfer partners: Scene+, TD Rewards, CIBC Aventura, BMO Rewards, National Bank À la carte, MBNA Rewards, PC Optimum.
Points converter
Here’s what 50,000 Membership Rewards points become in each partner, most points first.
A point isn’t worth the same in every program, so a bigger number isn’t always the better deal.
- Marriott Bonvoy60,000Bonvoy points at 5 : 6
- Air Canada Aeroplan50,000Aeroplan points at 1,000 : 1,000
- British Airways Club (Avios)50,000Avios at 1,000 : 1,000
- Hilton Honors50,000Hilton Honors points at 1,000 : 1,000
- Cathay Pacific Asia Miles37,500Asia Miles at 1,000 : 750
- Air France KLM Flying Blue37,500Flying Blue miles at 1,000 : 750
- Delta SkyMiles37,500SkyMiles at 1,000 : 750
- Etihad Guest37,500Etihad Guest miles at 1,000 : 750
Ratios checked October 15, 2026 from official pages: American Express Canada: Travel with Points (Membership Rewards partner list and footnotes); Avion Rewards Terms and Conditions 128366 (06/2026), section 13: Conversion of Points; Marriott Bonvoy: Transfer points to miles. Transfers are usually final and partners change often, so confirm in your account before you move points.
How this calculator works
Where the ratios come from
Every route on the map comes from the program’s own published terms, checked on October 15, 2026: American Express Canada’s Travel with Points partner list, RBC’s Avion Rewards Terms and Conditions (section 13, Conversion of Points) and Marriott Bonvoy’s Transfer points to miles page.
If we couldn’t confirm a ratio on an official page, it isn’t drawn. Marriott lists 38 airline partners; we show the ones that also connect to Canadian card programs, plus United.
How the converter counts
Results use the published ratio and round down, as programs do. We apply each program’s minimum and step size, such as 100-point steps for Amex and 10-point steps for AAdvantage from Avion.
Marriott’s bonus of 5,000 miles per 60,000 points (10,000 for United) is added where Marriott says it applies. Limited-time transfer promotions aren’t included.
Before you transfer
Transfers are usually final: American Express and RBC both say converted points can’t be moved back. Check award seats or rooms are available before you move anything.
Partners and ratios change often, and some programs charge a fee or limit which cards can transfer. Confirm the details in your rewards account on the day you transfer.
Programs without transfer partners
Scene+, TD Rewards, CIBC Aventura, BMO Rewards, National Bank À la carte, MBNA Rewards, PC Optimum and Desjardins BONUSDOLLARS don’t list airline or hotel transfer partners on the official pages we checked. HSBC no longer issues cards in Canada.
Porter has announced a Blue Rewards to VIPorter conversion, but we couldn’t confirm it’s live, so it isn’t on the map yet.
Frequently Asked Questions
How do I transfer Amex points to Aeroplan?
Sign in to your Membership Rewards account, choose Aeroplan as the partner, enter your Aeroplan number and the amount. American Express Canada lists the rate as 1,000 Membership Rewards points to 1,000 Aeroplan points, with a 1,000-point minimum, transfers in 100-point steps, and an estimated transfer time of up to 30 minutes.
What are American Express Canada’s transfer partners?
Amex Canada lists Aeroplan and British Airways Avios at 1,000 to 1,000, Air France KLM Flying Blue, Asia Miles, Delta SkyMiles and Etihad Guest at 1,000 to 750, Hilton Honors at 1,000 to 1,000 and Marriott Bonvoy at 5 to 6. Check your Membership Rewards account for the partners open to your card before you transfer.
Can you transfer RBC Avion points to Aeroplan?
No. RBC’s Avion terms list British Airways Avios, Cathay Pacific Asia Miles, American Airlines AAdvantage and WestJet as conversion partners. Aeroplan isn’t one of them, although you can still book Air Canada flights through Avion Rewards travel.
How do I transfer Avion points to WestJet?
Link your WestJet Rewards account in Avion Rewards and convert at 1 Avion point to 1 WestJet point, with at least 1,000 points each time. The WestJet account must be in the same name. Points from ION cards can be converted to WestJet too, but Avion Select members aren’t eligible.
Can I convert Avion points to Avios or Asia Miles?
Yes, if you hold a personal or business Avion credit card. RBC converts 1 Avion point to 1 Avios or 1 Asia Mile, with a 10,000-point minimum. It can take up to four weeks for the miles to arrive.
Can Scene+ points be transferred to Aeroplan?
Not that we could find. Scene+ doesn’t list airline or hotel transfer partners on its official pages. Scene+ points are redeemed for travel booked through Scene+ Travel or applied to travel you’ve already charged to an eligible Scotiabank card.
Can you transfer Marriott Bonvoy points to Aeroplan?
Yes. Marriott converts 3 Bonvoy points to 1 Aeroplan point and adds 5,000 bonus points for every 60,000 points you transfer, so 60,000 Bonvoy points becomes 25,000 Aeroplan points. Marriott allows 3,000 to 240,000 points a day.
How long do points transfers take?
It depends on the partner. Amex Canada estimates up to 30 minutes for Aeroplan and Delta, 3 days for Flying Blue and Etihad, 5 business days for Avios, Asia Miles and Hilton, and up to 48 hours for Marriott. RBC says Avion conversions can take up to four weeks.
Can you reverse a points transfer?
Generally no. Both American Express and RBC say transferred points can’t be returned or converted back. Once points arrive in the partner program, that program’s rules and expiry policy apply, so confirm award availability before you move points.
Are there transfer bonuses on Amex or Avion points?
Programs sometimes run limited-time bonuses on certain partners. This map shows the standard published ratios only, so check the program’s current offers before you transfer.
Results are estimates for general information, not financial advice. Confirm rates, fees and terms with your card issuer or bank. See our methodology.