Scotiabank
We compare 9 credit cards, 8 chequing accounts and 7 savings accounts from Scotiabank.
Updated October 2026
Scotiabank credit cards
1% on groceries
- 5% cash back on up to $2,000 of purchases in the first 3 months
- 0.99% introductory balance transfer rate for 9 months
- No annual fee
3x on Sobeys-family grocery stores
- 3 points per dollar at Sobeys-family grocery stores
- 2 points per dollar on dining, gas, transit and streaming
- No annual fee and a low $12,000 income requirement
2x on groceries (Sobeys group)
- No annual fee
- 2x Scene+ points at Sobeys-group grocers
- 2x on entertainment and dining
2% on groceries
- 2% cash back on groceries, gas, drugstores and recurring bills
- 1% cash back on all other purchases
- Low $49 annual fee
4% on groceries
- 4% cash back on groceries and recurring bill payments
- 2% on gas, EV charging, transit, rideshare and food delivery
- Redeem cash back any time once you have $25
6x at Sobeys, Safeway, FreshCo, Foodland and more
- Up to 6x Scene+ points at Sobeys, Safeway, FreshCo and Foodland
- No foreign transaction fee
- 5x on dining, food delivery and entertainment
3x on Sobeys, Safeway, IGA, Foodland and participating Co-ops and more
- No foreign transaction fee on purchases in other currencies
- 3x Scene+ points at Sobeys, Safeway, IGA, Foodland and more
- 2x on other groceries, dining, entertainment and daily transit
4x on Scene+ Travel
- No foreign transaction fee
- 2 Scene+ points per dollar on all purchases
- 10 VIP airport lounge passes
Scotiabank Passport Visa Infinite Privilege Card
See detailsfrom Scotiabank$599 annual feeRates & fees6x on Scene Plus Travel Portal
- No foreign transaction fees
- 6x Scene+ points on bookings through the Scene+ travel portal
- Airport lounge access
Scotiabank chequing accounts
| ACCOUNT | PER YEAR | PER MONTH |
|---|---|---|
| Scotiabank Basic Bank AccountScotiabank | $47.40 | $3.95 |
| Scotiabank Right Size Account for BusinessScotiabank | $72 | $6.00 |
| Basic Plus Bank AccountScotiabank | $144 | $12.00 |
| Scotiabank Preferred Package Chequing AccountScotiabank | $204 | $17.00 |
| Scotiabank StartRight ProgramScotiabank | $204 | $17.00 |
| Select Account for BusinessScotiabank | $240 | $20.00 |
| Scotiabank Preferred Package for Students and YouthScotiabank | $300 | $25.00 |
| Ultimate Package Chequing AccountScotiabank | $372 | $31.00 |
Scotiabank savings accounts
| ACCOUNT | PER YEAR | PER MONTH |
|---|---|---|
| MomentumPLUS Savings AccountScotiabank | $0 | $0 |
| Money Master Savings AccountScotiabank | $0 | $0 |
| Right Size Savings for BusinessScotiabank | $0 | $0 |
| Savings Accelerator AccountScotiabank | $0 | $0 |
| Scotia Daily Interest Euro AccountScotiabank | $0 | $0 |
| Scotia High Interest Savings AccountScotiabank | $0 | $0 |
| Scotiabank U.S. Dollar Daily Interest AccountScotiabank | $0 | $0 |
Questions
What does Scotiabank offer?
We compare 9 credit cards, 8 chequing accounts and 7 savings accounts from Scotiabank. Each product links to a full breakdown of its fees and features.
Does Scotiabank have a credit card with no annual fee?
Yes. 3 Scotiabank cards have no annual fee: Scotia Momentum No-Fee Visa Card, Scotiabank American Express Card, Scotiabank SCENE+ Visa Card.
CreditLab is independent and not affiliated with Scotiabank. Compare other issuers.








