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// ISSUER

Scotiabank

We compare 9 credit cards, 8 chequing accounts and 7 savings accounts from Scotiabank.

Updated October 2026

Scotiabank credit cards

  1. 1% on groceries

    • 5% cash back on up to $2,000 of purchases in the first 3 months
    • 0.99% introductory balance transfer rate for 9 months
    • No annual fee
  2. 3x on Sobeys-family grocery stores

    • 3 points per dollar at Sobeys-family grocery stores
    • 2 points per dollar on dining, gas, transit and streaming
    • No annual fee and a low $12,000 income requirement
  3. 2x on groceries (Sobeys group)

    • No annual fee
    • 2x Scene+ points at Sobeys-group grocers
    • 2x on entertainment and dining
  4. 2% on groceries

    • 2% cash back on groceries, gas, drugstores and recurring bills
    • 1% cash back on all other purchases
    • Low $49 annual fee
  5. 4% on groceries

    • 4% cash back on groceries and recurring bill payments
    • 2% on gas, EV charging, transit, rideshare and food delivery
    • Redeem cash back any time once you have $25
  6. 6x at Sobeys, Safeway, FreshCo, Foodland and more

    • Up to 6x Scene+ points at Sobeys, Safeway, FreshCo and Foodland
    • No foreign transaction fee
    • 5x on dining, food delivery and entertainment
  7. 3x on Sobeys, Safeway, IGA, Foodland and participating Co-ops and more

    • No foreign transaction fee on purchases in other currencies
    • 3x Scene+ points at Sobeys, Safeway, IGA, Foodland and more
    • 2x on other groceries, dining, entertainment and daily transit
  8. 4x on Scene+ Travel

    • No foreign transaction fee
    • 2 Scene+ points per dollar on all purchases
    • 10 VIP airport lounge passes
  9. 6x on Scene Plus Travel Portal

    • No foreign transaction fees
    • 6x Scene+ points on bookings through the Scene+ travel portal
    • Airport lounge access

Questions

What does Scotiabank offer?

We compare 9 credit cards, 8 chequing accounts and 7 savings accounts from Scotiabank. Each product links to a full breakdown of its fees and features.

Does Scotiabank have a credit card with no annual fee?

Yes. 3 Scotiabank cards have no annual fee: Scotia Momentum No-Fee Visa Card, Scotiabank American Express Card, Scotiabank SCENE+ Visa Card.

CreditLab is independent and not affiliated with Scotiabank. Compare other issuers.