Travel credit cards
We compare 50 travel credit cards from 10 Canadian issuers. Annual fees range from $0 to $799. Sorted highest earn rate first.
Updated October 2026
Travel credit cards compared
Travel cards earn points or miles you can put toward flights, hotels and trips, and many add travel insurance, lounge access or airline perks. They tend to carry higher annual fees, so they pay off most for people who travel regularly.
8x on travel via Expedia For TD
- 8 points per dollar on travel booked through Expedia For TD
- 6 points per dollar on dining and groceries
- Welcome offer of up to 146,000 TD Rewards points
6x on Expedia For TD bookings
- 4.5x on groceries, dining and public transit
- 6x on travel booked through Expedia For TD
- No minimum income requirement
6x on WestJet flights
- Up to 6 WestJet points per dollar on WestJet flights
- Instant WestJet Rewards Silver status
- Two free checked bags for you and up to 8 guests
Scotiabank Passport Visa Infinite Privilege Card
See detailsfrom Scotiabank$599 annual feeRates & fees6x on Scene Plus Travel Portal
- No foreign transaction fees
- 6x Scene+ points on bookings through the Scene+ travel portal
- Airport lounge access
5x on Blue Rewards partners (incl. Blue Rewards Travel)
- No annual fee, with free supplementary cards
- 5 points per dollar at 400+ Blue Rewards partners, including Blue Rewards Travel
- Welcome bonus needs just $1,500 of spending in 110 days
5x on Marriott Bonvoy stays
- 5 points per dollar on Marriott Bonvoy stays and 2 points on everything else
- Annual Free Night Award
- Automatic Silver Elite status plus 15 Elite Night Credits a year
5x on Air France & KLM flights
- Earns Flying Blue miles, with 5 miles per euro on Air France and KLM flights
- 30 Flying Blue XP added every year on renewal, toward elite status
- $132 annual fee waived in the first year under the current offer
5x on travel
- 5 points per dollar on travel purchases
- 3 points per dollar on dining, entertainment and recurring bills
- Airport lounge passes through Mastercard Travel Pass
Marriott Bonvoy Business American Express Card
See detailsfrom American Express$150 annual feeRates & fees5x on Marriott
- 5 points per dollar on Marriott purchases
- 3 points per dollar on gas, dining and travel
- 2 points per dollar on all other business spending
5x on groceries & Dining
- 5 points per dollar on groceries and dining
- 2 points per dollar on gas, EV charging, bills and travel
- Airport lounge access
5x on eats & food delivery
- 5x points on groceries, restaurants and food delivery
- Points transfer to airline and hotel programs, including Aeroplan and Marriott Bonvoy
- Monthly billing spreads the cost of the fee
5x on travel & Dining & Groceries & Gas & Drugstore
- 5 points per dollar on travel, dining, groceries, gas and drugstores
- Five broad bonus categories cover a big share of household spending
- Airport lounge access
4x on Expedia For TD bookings
- 3x points on groceries, dining and public transit
- 4x on travel booked through Expedia For TD
- No annual fee
4x on gas & Office Supplies & Phone & Internet
- 4x points on gas, office supplies, and phone and internet bills
- 1.5 points per dollar on all other purchases
- Annual fee waived in the first year
4x on Scene+ Travel
- No foreign transaction fee
- 2 Scene+ points per dollar on all purchases
- 10 VIP airport lounge passes
3x on Sobeys, Safeway, IGA, Foodland and participating Co-ops and more
- No foreign transaction fee on purchases in other currencies
- 3x Scene+ points at Sobeys, Safeway, IGA, Foodland and more
- 2x on other groceries, dining, entertainment and daily transit
3x on British Airways
- 3 points per dollar on British Airways purchases
- 2 points per dollar on dining
- Issued on the Visa network, which is widely accepted at home and abroad
3x on Porter
- 3x points on Porter purchases
- 2x points on travel, groceries and dining
- Annual fee waived in the first year
3x on travel via CIBC Rewards Centre (CIBC by Expedia)
- 2x points on groceries, gas, dining and transportation; 1.25x elsewhere
- $200 annual travel credit
- Six lounge visits a year and two NEXUS application fee rebates
American Express Aeroplan Business Reserve Card
See detailsfrom American Express$599 annual feeRates & fees3x on travel
- 3 points per dollar on travel purchases
- 1.25 points per dollar on all other business spending
- Airport lounge access included
3x on Air Canada & Aeroplan
- 3 Aeroplan points per dollar on Air Canada and Aeroplan purchases
- Maple Leaf Lounge access when you fly Air Canada
- Free first checked bag plus priority check-in, boarding and security
3x on dining & food delivery
- Unlimited airport lounge access, including Centurion and Priority Pass lounges
- $200 annual travel credit offsets part of the fee
- Points transfer 1:1 to airline and hotel partners
2x on travel via CIBC by Expedia
- No annual fee, including up to 3 additional cards
- 1.5x in your top 3 spending categories, picked automatically each month
- Complimentary roadside assistance membership
2x on Porter Airlines purchases
- Annual voucher for 35% off the base fare of one Porter booking
- Automatic VIPorter Passport status with early boarding
- $89 annual fee waived in the first year
2x on travel
- 2 points per dollar on travel and 1.5 on dining
- Earns Aeroplan points directly on everyday spending
- Free checked bag benefit for frequent flyers
2x on travel
- 2 points per dollar on travel and 1.5 on gas
- First-year annual fee rebate
- Simple three-tier earning that’s easy to track
2x on groceries
- 2 points per dollar on groceries, gas, travel, transportation and bills
- Points redeem as a statement credit against any purchase
- $5 million travel medical coverage, including for travellers 65+
2x on travel
- 2 points per dollar on travel purchases
- 1.5 points per dollar on gas, groceries and drugstore purchases
- $139 annual fee rebated in the first year
2x on travel via CIBC Rewards Centre
- Book any airline and any seat with no blackout dates
- Up to 35,000 Aventura points plus a first-year fee waiver
- 1.5 points per dollar on gas, EV charging, groceries and drugstores
2x on travel & Gas & Groceries & Transit
- 2 points per dollar on travel, gas, groceries and transit
- 1.5 points per dollar on everything else
- Free checked bag benefit
2x on groceries & Gas & EV Charging & Wholesale & Alcohol
- 2x points on groceries, gas, EV charging, wholesale and alcohol
- $150 annual fee waived in the first year
- Includes airport lounge access and a NEXUS rebate
Cathay World Elite Mastercard – Powered by Neo
See detailsfrom Neo Financial$180 annual feeRates & fees2x on Cathay Pacific flights
- Earns Asia Miles directly, unique among cards on our site
- 2 miles per dollar on Cathay Pacific flights and foreign purchases
- 10% off Cathay Pacific flights with a discount code
2x on groceries
- 2x points on groceries, gas, travel and dining
- $100 annual travel credit offsets part of the fee
- Points transfer to airline and hotel partners
2x on Air Canada
- 2 points per dollar on Air Canada and 1.5 on gas, dining and groceries
- 1.25-point base rate on all other spending
- Lounge access, a free checked bag and a companion pass
2x on Air Canada & Aeroplan
- Free first and second checked bags on Air Canada
- Air Canada Maple Leaf Lounge access with passes
- 1.25 points per dollar even outside the bonus categories
1.5x on WestJet flights, WestJet Vacations & Sunwing Vacations
- Low $39 annual fee
- Annual round-trip companion voucher from $199
- Voucher renews with just $2,500 of spending a year
1.5x on groceries
- Free first checked bag on Air Canada flights
- 1.5 points per dollar on groceries, gas and EV charging
- NEXUS fee rebate
1.5x on groceries
- Free first checked bag on Air Canada
- 1.5 points per dollar on groceries, gas and Air Canada purchases
- Travel medical coverage for trips of up to 21 days
1.5x on travel & Dining
- 1.5 points per dollar on travel and dining
- $180 annual fee rebated in the first year
- Includes airport lounge access and a free checked bag
United MileagePlus Neo World Elite Mastercard
See detailsfrom Neo Financial$89 annual feeRates & fees1.25x on United Airlines & Star Alliance flights
- Free first checked bag on United-operated flights
- Group 2 priority boarding on United-operated flights
- At least 10% off United award flights
1.25x on travel
- Transfer Avion points to airline partners, including Avios and Aeroplan
- Book any airline with no blackouts
- Up to 55,000 Avion points as a welcome offer
1.25x on all Purchases
- Flat 1.25 points per dollar on all purchases
- Airport lounge access
- No bonus categories to track
Business Platinum Card from American Express
See detailsfrom American Express$799 annual feeRates & fees1.25x on all Purchases
- Welcome offer of up to 120,000 Membership Rewards points
- 1.25 points per dollar on all purchases, with no categories to track
- $200 annual travel credit and a NEXUS rebate
1x on gas & EV charging
- No annual fee to collect Aeroplan points
- 1 point per dollar on gas, groceries and Air Canada purchases
- Preferred pricing on Aeroplan flight rewards
1x on gas & EV charging
- No annual fee
- 1 point per dollar on gas, groceries and drug stores
- Points redeem for flights on any airline, hotels and more
1x on gas & EV charging
- No annual fee and no minimum income requirement
- Up to 12,500 Aventura points as a welcome bonus
- Free SPC+ membership with discounts at 450+ brands
1x on all purchases
- First year free, then $89 a year
- 1.5% foreign transaction fee instead of the more common 2.5%
- Event ticket, hotel burglary, mobile device and rental car coverage
1x on gas & Groceries & EV Charging & Air Canada
- 1 Aeroplan point per dollar on gas, groceries, EV charging and Air Canada
- First-year annual fee rebate
- Lower annual fee than TD’s Aeroplan Visa Infinite
1x on all purchases
- 1.5% foreign transaction fee, below the 2.5% most cards charge
- Broad insurance, including mobile device and event ticket coverage
- Up to 30 points per dollar at Brim partner merchants
American Express Business Gold Rewards Card
See detailsfrom American Express$199 annual feeRates & fees1x on all Purchases
- Earns 1 point per dollar on every purchase, with no categories to track
- Includes airport lounge access
- One flat rate makes it easy to predict what your spending will earn
Questions
How many travel credit cards does CreditLab compare?
We compare 50 credit cards in this category from 10 issuers, with fees from $0 to $799 a year. Each one links to a full breakdown of its fees, rates and features.
Are there travel options with no annual fee?
Yes. 6 of them have no annual fee, including the BMO Blue Rewards Mastercard, TD Rewards Visa Card, CIBC Adapta Mastercard.
More credit cards by category
Fees and rates come from each issuer’s published terms. Always confirm with the issuer before applying. See our methodology.