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// Cc · AMERICAN EXPRESS

American Express credit cards

We compare 16 American Express credit cards from 2 Canadian issuers. Annual fees range from $0 to $799. Sorted lowest annual fee first.

Updated October 2026

American Express credit cards compared

American Express cards often have strong earn rates and flexible points, but Amex is accepted at fewer Canadian merchants than Visa or Mastercard. Many cardholders keep a second card as a backup.

  1. American Express Green Card

    See detailsfrom American Express$0 annual feeRates & fees

    1x on all purchases

    • No annual fee, including on additional cards
    • Points transfer 1:1 to Aeroplan, Avios and other partners
    • Up to 10,000 bonus points for $1,000 of spending in 3 months

  2. Scotiabank American Express Card

    See detailsfrom Scotiabank$0 annual feeRates & fees

    3x on Sobeys-family grocery stores

    • 3 points per dollar at Sobeys-family grocery stores
    • 2 points per dollar on dining, gas, transit and streaming
    • No annual fee and a low $12,000 income requirement

  3. SimplyCash Card from American Express

    See detailsfrom American Express$0 annual feeRates & fees

    2% on groceries

    • No annual fee
    • 2% cash back on gas and groceries
    • 1.25% on all other purchases, with no categories to activate

  4. SimplyCash Preferred Card from American Express

    See detailsfrom American Express$119.88 annual feeRates & fees

    4% on groceries

    • 2% cash back on every purchase outside the 4% categories
    • 4% on gas and groceries
    • Travel medical and mobile device insurance included

  5. American Express Aeroplan Card

    See detailsfrom American Express$120 annual feeRates & fees

    2x on travel

    • 2 points per dollar on travel and 1.5 on dining
    • Earns Aeroplan points directly on everyday spending
    • Free checked bag benefit for frequent flyers

  6. American Express Marriott Bonvoy Card

    See detailsfrom American Express$120 annual feeRates & fees

    5x on Marriott Bonvoy stays

    • 5 points per dollar on Marriott Bonvoy stays and 2 points on everything else
    • Annual Free Night Award
    • Automatic Silver Elite status plus 15 Elite Night Credits a year

  7. Scotiabank Gold American Express Card

    See detailsfrom Scotiabank$120 annual feeRates & fees

    6x at Sobeys, Safeway, FreshCo, Foodland and more

    • Up to 6x Scene+ points at Sobeys, Safeway, FreshCo and Foodland
    • No foreign transaction fee
    • 5x on dining, food delivery and entertainment

  8. Marriott Bonvoy Business American Express Card

    See detailsfrom American Express$150 annual feeRates & fees

    5x on Marriott

    • 5 points per dollar on Marriott purchases
    • 3 points per dollar on gas, dining and travel
    • 2 points per dollar on all other business spending

  9. American Express Cobalt Card

    See detailsfrom American Express$191.88 annual feeRates & fees

    5x on eats & food delivery

    • 5x points on groceries, restaurants and food delivery
    • Points transfer to airline and hotel programs, including Aeroplan and Marriott Bonvoy
    • Monthly billing spreads the cost of the fee

  10. American Express Business Gold Rewards Card

    See detailsfrom American Express$199 annual feeRates & fees

    1x on all Purchases

    • Earns 1 point per dollar on every purchase, with no categories to track
    • Includes airport lounge access
    • One flat rate makes it easy to predict what your spending will earn

  11. American Express Gold Rewards Card

    See detailsfrom American Express$250 annual feeRates & fees

    2x on groceries

    • 2x points on groceries, gas, travel and dining
    • $100 annual travel credit offsets part of the fee
    • Points transfer to airline and hotel partners

  12. Scotiabank Platinum American Express Card

    See detailsfrom Scotiabank$399 annual feeRates & fees

    4x on Scene+ Travel

    • No foreign transaction fee
    • 2 Scene+ points per dollar on all purchases
    • 10 VIP airport lounge passes

  13. American Express Aeroplan Business Reserve Card

    See detailsfrom American Express$599 annual feeRates & fees

    3x on travel

    • 3 points per dollar on travel purchases
    • 1.25 points per dollar on all other business spending
    • Airport lounge access included

  14. American Express Aeroplan Reserve Card

    See detailsfrom American Express$599 annual feeRates & fees

    3x on Air Canada & Aeroplan

    • 3 Aeroplan points per dollar on Air Canada and Aeroplan purchases
    • Maple Leaf Lounge access when you fly Air Canada
    • Free first checked bag plus priority check-in, boarding and security

  15. American Express Platinum Card

    See detailsfrom American Express$799 annual feeRates & fees

    3x on dining & food delivery

    • Unlimited airport lounge access, including Centurion and Priority Pass lounges
    • $200 annual travel credit offsets part of the fee
    • Points transfer 1:1 to airline and hotel partners

  16. Business Platinum Card from American Express

    See detailsfrom American Express$799 annual feeRates & fees

    1.25x on all Purchases

    • Welcome offer of up to 120,000 Membership Rewards points
    • 1.25 points per dollar on all purchases, with no categories to track
    • $200 annual travel credit and a NEXUS rebate

Questions

How many American Express credit cards does CreditLab compare?

We compare 16 credit cards in this category from 2 issuers, with fees from $0 to $799 a year. Each one links to a full breakdown of its fees, rates and features.

Are there American Express options with no annual fee?

Yes. 3 of them have no annual fee, including the American Express Green Card, Scotiabank American Express Card, SimplyCash Card from American Express.

Fees and rates come from each issuer’s published terms. Always confirm with the issuer before applying. See our methodology.