// ISSUER
Desjardins
We compare 5 credit cards, 6 chequing accounts and 4 savings accounts from Desjardins.
Updated October 2026
Desjardins credit cards
2% on restaurants
- 2% cash back on restaurants, entertainment and transit, with no annual fee
- Travel medical coverage for trips of up to 3 days
- Mobile device insurance up to $1,000
4% on groceries
- 4% cash back on the first $10,000 of groceries a year
- 3% on restaurants, entertainment and alternative transportation
- Mobile device insurance up to $1,500
2% on restaurants
- Travel medical for trips of up to 60 days, depending on age
- 2% in BONUSDOLLARS on dining, entertainment, travel and bills
- Mobile device insurance up to $1,000
3% on groceries
- 3% in BONUSDOLLARS on groceries and restaurants, up to annual limits
- Travel insurance for trips of up to 60 consecutive days
- 8 free lounge passes a year at Montreal-Trudeau airport
4% on restaurants
- 4% back on restaurants, entertainment and alternative transportation
- 11.9% purchase rate, unusually low for a premium card
- Up to 18 lounge visits a year across two programs
Desjardins chequing accounts
| ACCOUNT | PER YEAR | PER MONTH |
|---|---|---|
| Desjardins U.S. Build-Up Savings AccountDesjardins | $0 | $0 |
| Desjardins Youth Everyday AccountDesjardins | $0 | $0 |
| Desjardins Basic PlanDesjardins | $47.40 | $3.95 |
| Desjardins Unlimited PlanDesjardins | $191.42 | $15.95 |
| Unlimited Plus PlanDesjardins | $264 | $22.00 |
| Desjardins Intermediate PlanDesjardins | Check issuer | Check issuer |
Desjardins savings accounts
| ACCOUNT | PER YEAR | PER MONTH |
|---|---|---|
| Desjardins FHSA Savings AccountDesjardins | $0 | $0 |
| Desjardins RRSP Savings AccountDesjardins | $0 | $0 |
| Desjardins Savings AccountDesjardins | $0 | $0 |
| Desjardins TFSA Savings AccountDesjardins | $0 | $0 |
Questions
What does Desjardins offer?
We compare 5 credit cards, 6 chequing accounts and 4 savings accounts from Desjardins. Each product links to a full breakdown of its fees and features.
Does Desjardins have a credit card with no annual fee?
Yes. 1 Desjardins card has no annual fee: Desjardins Cash Back Mastercard.
CreditLab is independent and not affiliated with Desjardins. Compare other issuers.




