Business credit cards

Business credit cards compared

Business cards keep company spending separate from personal spending, make bookkeeping easier and often earn more on business categories like office supplies, phone and internet. Many also offer free or low-cost employee cards.

1. 

   BMO CashBack Business Mastercard

   See detailsfrom BMO$0 annual feeRates & fees

   1.5% on gas stations

   • No annual fee, and employee cards are free
   • 1.5% cash back on gas, phone and internet bills and office supplies
   • 1.75% back at Shell stations in Canada
2. 

   CIBC Aventura Visa Card for Business

   See detailsfrom CIBC$120 annual feeRates & fees

   2x on travel

   • 2 points per dollar on travel and 1.5 on gas
   • First-year annual fee rebate
   • Simple three-tier earning that’s easy to track
3. 

   RBC Avion Visa Business

   See detailsfrom RBC$120 annual feeRates & fees

   1x on all Purchases

   • 1 Avion point per dollar on every purchase
   • No bonus categories to track
   • Keeps company purchases separate from personal cards
4. 

   BMO Ascend World Elite Business Mastercard

   See detailsfrom BMO$149 annual feeRates & fees

   4x on gas & Office Supplies & Phone & Internet

   • 4x points on gas, office supplies, and phone and internet bills
   • 1.5 points per dollar on all other purchases
   • Annual fee waived in the first year
5. 

   Marriott Bonvoy Business American Express Card

   See detailsfrom American Express$150 annual feeRates & fees

   5x on Marriott

   • 5 points per dollar on Marriott purchases
   • 3 points per dollar on gas, dining and travel
   • 2 points per dollar on all other business spending
6. 

   RBC Avion Visa Infinite Business

   See detailsfrom RBC$175 annual feeRates & fees

   1.25x on all Purchases

   • Flat 1.25 points per dollar on all purchases
   • No bonus categories to track or plan around
   • Earns 25% more points per dollar than a 1x card
7. 

   WestJet RBC World Elite Mastercard for Business

   See detailsfrom RBC$175 annual feeRates & fees

   6x on WestJet flights

   • Up to 6 WestJet points per dollar on WestJet flights
   • Instant WestJet Rewards Silver status
   • Two free checked bags for you and up to 8 guests
8. 

   CIBC Aeroplan Visa Business Card

   See detailsfrom CIBC$180 annual feeRates & fees

   1.5x on travel & Dining

   • 1.5 points per dollar on travel and dining
   • $180 annual fee rebated in the first year
   • Includes airport lounge access and a free checked bag
9. 

   American Express Business Gold Rewards Card

   See detailsfrom American Express$199 annual feeRates & fees

   1x on all Purchases

   • Earns 1 point per dollar on every purchase, with no categories to track
   • Includes airport lounge access
   • One flat rate makes it easy to predict what your spending will earn
10. 

    American Express Aeroplan Business Reserve Card

    See detailsfrom American Express$599 annual feeRates & fees

    3x on travel

    • 3 points per dollar on travel purchases
    • 1.25 points per dollar on all other business spending
    • Airport lounge access included
11. 

    Business Platinum Card from American Express

    See detailsfrom American Express$799 annual feeRates & fees

    1.25x on all Purchases

    • Welcome offer of up to 120,000 Membership Rewards points
    • 1.25 points per dollar on all purchases, with no categories to track
    • $200 annual travel credit and a NEXUS rebate

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Fees and rates come from each issuer’s published terms. Always confirm with the issuer before applying. See our methodology.