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// ISSUER

Home Trust

We compare 2 credit cards from Home Trust.

Updated October 2026

Home Trust credit cards

  1. Home Trust Preferred Visa

    See detailsfrom Home Trust$0 annual feeRates & fees

    1% on all eligible purchases

    • No annual fee and no foreign transaction fee
    • 1% cash back on eligible purchases, with no cap
    • Works with Apple Pay, Google Pay and Samsung Pay

  2. Home Trust Secured Visa

    See detailsfrom Home Trust$0 annual feeRates & fees

    19.99% purchase interest rate

    • No annual fee on the standard version
    • Reports to the Canadian credit bureaus
    • Open to applicants with poor or no credit history

Questions

What does Home Trust offer?

We compare 2 credit cards from Home Trust. Each product links to a full breakdown of its fees and features.

Does Home Trust have a credit card with no annual fee?

Yes. 2 Home Trust cards have no annual fee: Home Trust Preferred Visa, Home Trust Secured Visa.

CreditLab is independent and not affiliated with Home Trust. Compare other issuers.