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// ISSUER

Neo Financial

We compare 5 credit cards, 1 chequing account and 1 savings account from Neo Financial.

Updated October 2026

Neo Financial credit cards

  1. Neo Secured Card

    See detailsfrom Neo Financial$0 annual feeRates & fees

    1% on everyday spending

    • Earns cash back while you build credit
    • No annual fee on the standard tier
    • Reports to the credit bureaus
  2. 1% on everyday spending

    • No annual fee on the standard card
    • Partner merchants pay an average of about 5% cash back
    • Up to $75 cash back as a welcome offer
  3. Neo World Mastercard

    See detailsfrom Neo Financial$0 annual feeRates & fees

    2% on groceries

    • No annual fee
    • 2% cash back on groceries, gas and recurring bills, up to monthly limits
    • Choice of three cash back plans at signup
  4. 1.25x on United Airlines & Star Alliance flights

    • Free first checked bag on United-operated flights
    • Group 2 priority boarding on United-operated flights
    • At least 10% off United award flights
  5. 2x on Cathay Pacific flights

    • Earns Asia Miles directly, unique among cards on our site
    • 2 miles per dollar on Cathay Pacific flights and foreign purchases
    • 10% off Cathay Pacific flights with a discount code

Neo Financial chequing accounts

Neo Financial chequing accounts
ACCOUNTPER YEARPER MONTH
Neo Chequing Account (formerly Neo Money Account)Neo Financial$0$0

Neo Financial savings accounts

Neo Financial savings accounts
ACCOUNTPER YEARPER MONTH
Neo Savings AccountNeo Financial$0$0

Questions

What does Neo Financial offer?

We compare 5 credit cards, 1 chequing account and 1 savings account from Neo Financial. Each product links to a full breakdown of its fees and features.

Does Neo Financial have a credit card with no annual fee?

Yes. 3 Neo Financial cards have no annual fee: Neo Secured Card, Neo World Elite Mastercard, Neo World Mastercard.

CreditLab is independent and not affiliated with Neo Financial. Compare other issuers.