// ISSUER
Neo Financial
We compare 5 credit cards, 1 chequing account and 1 savings account from Neo Financial.
Updated October 2026
Neo Financial credit cards
1% on everyday spending
- Earns cash back while you build credit
- No annual fee on the standard tier
- Reports to the credit bureaus
1% on everyday spending
- No annual fee on the standard card
- Partner merchants pay an average of about 5% cash back
- Up to $75 cash back as a welcome offer
2% on groceries
- No annual fee
- 2% cash back on groceries, gas and recurring bills, up to monthly limits
- Choice of three cash back plans at signup
United MileagePlus Neo World Elite Mastercard
See detailsfrom Neo Financial$89 annual feeRates & fees1.25x on United Airlines & Star Alliance flights
- Free first checked bag on United-operated flights
- Group 2 priority boarding on United-operated flights
- At least 10% off United award flights
Cathay World Elite Mastercard – Powered by Neo
See detailsfrom Neo Financial$180 annual feeRates & fees2x on Cathay Pacific flights
- Earns Asia Miles directly, unique among cards on our site
- 2 miles per dollar on Cathay Pacific flights and foreign purchases
- 10% off Cathay Pacific flights with a discount code
Neo Financial chequing accounts
| ACCOUNT | PER YEAR | PER MONTH |
|---|---|---|
| Neo Chequing Account (formerly Neo Money Account)Neo Financial | $0 | $0 |
Neo Financial savings accounts
| ACCOUNT | PER YEAR | PER MONTH |
|---|---|---|
| Neo Savings AccountNeo Financial | $0 | $0 |
Questions
What does Neo Financial offer?
We compare 5 credit cards, 1 chequing account and 1 savings account from Neo Financial. Each product links to a full breakdown of its fees and features.
Does Neo Financial have a credit card with no annual fee?
Yes. 3 Neo Financial cards have no annual fee: Neo Secured Card, Neo World Elite Mastercard, Neo World Mastercard.
CreditLab is independent and not affiliated with Neo Financial. Compare other issuers.




